Credit without private credit checker from Liechtenstein comes from good checkerbank AG. private credit checker completely excludes the credit process via the foreign bank. The Liechtenstein loan broadly takes the place of the former Swiss loan without private credit checker.
With authentic information, we want to ensure that you know as exactly as possible what is in store for you. private credit checker-free credit is often exaggerated in advertising or even misused for other business purposes. After reading our credit guide for private credit checker-free international credit, you will know what is really behind the offer.
Loan without private credit checker from Liechtenstein – why not a Swiss loan?
private credit checker-free loan offers can look back on a long tradition. Loans without private credit checker from Liechtenstein have only existed since 2010. The Swiss loan without private credit checker for Germans has come from numerous providers over the decades. The question therefore arises, why Germans shouldn’t follow the promotion of Swiss credit without private credit checker today? After all, Switzerland and its products are considered to be an unreservedly serious country of origin.
The Federal Administrative Court gives the answer as to why Swiss credit is no longer an opportune credit solution without private credit checker. Fidium Finanz AG was probably the last provider of the credit solution without private credit checker from Switzerland. In the eyes of the judges, the bank was not sufficiently qualified to grant loans to Germans without private credit checker. (Az. 8 C 2.09). With the judgment, the last credit bank to grant the special loan disappeared from the German market.
Literally like the phoenix from the ashes, as far as is comprehensible from the beginning in accordance with the current case law, the goocredit bank was created. Loan without private credit checker from Liechtenstein is based on the basic principle of Swiss credit without private credit checker, and the offer is, as far as legal lay people can understand it, legally compliant. At the same time, this loan is currently the only legal foreign bank loan for Germans without private credit checker.
What exactly does the Liechtenstein bank offer to borrowers?
In contrast to many advertising slogans, the bank neither grants credit without a credit check nor loans to overindebted households. The financing offer offers the opportunity to prove the creditworthiness without private credit checker’s inspection and to “hide” approved credit from private credit checker. In principle, only small loans can be taken out. Currently, 3,500 USD or 5,000 USD credit from Liechtenstein would be eligible. There is talk of introducing an offer for 7,500 USD.
The loan may be paid directly or through an intermediary. Applicants aged between 18 and 59 are admitted. The age limit is the 60th birthday. Small loans are only granted as employee loans. Self-employed income or the offer to name a solvent guarantor do not qualify for lending. Approved loans are repaid in 40 equal monthly installments.
Income that is subject to social security contributions above the seizure allowance, generated by an unconditional, permanent employment contract, secures the loan. The exact net income depends on the number of dependents. For 3,500 USD credit without private credit checker from Liechtenstein, at least 100 USD net of the exemption limit should be verifiable. For a loan volume of 5,000 USD, it would be at least 530 USD.
Further credit requirements for credit from Liechtenstein:
It is assumed that the permanent employment contract with the current employer is outside the trial period. It must have existed for at least 12 months. If a loan of USD 5,000 was applied for from Liechtenstein, the credit bank requires an open-ended employment contract that has existed for at least 36 months. The income may not have been assigned or is currently subject to an attachment of income.
No credit will be granted if the applicant has an entry in the public debt register of the responsible local court. This means that even without private credit checker, credit with an affidavit, warrant or in the event of bankruptcy is excluded. It is also important for lending that old debts are proportionate to income. A loan without private credit checker from Liechtenstein is not a loan despite being over-indebted.
Loan through intermediaries – what should you watch out for?
Credit through private credit checker through intermediaries can offer significantly more flexible credit terms than a foreign loan without private credit checker, but the prerequisite for this would be that the negative private credit checker entry bears the settlement note. Caution is advised when advertisements make particularly full-bodied promises or at least hint at them. With a negative private credit checker, every reputable potential lender scrutinizes the creditworthiness very carefully.
The bad reputation of the credit mediation industry is based on the fact that a special loan, like the loan without private credit checker from Liechtenstein, serves as a step. Many interested parties will contact you if credit access seems possible. Few applicants who are qualified to lend do not bother unfair intermediaries. They like to sell insurance, capital investment to the majority of applicants who are not creditworthy – even without providing credit.
Credit without private credit checker from Liechtenstein – recommendation
If a loan comes into question despite private credit checker, there are credit intermediaries who have never made negative headlines. Smava has the best reputation as a reputable broker for credit requests despite private credit checker. Credit from private and reputable bank loans can be possible via the credit portal.
We recommend prospective borrowers with a pending negative entry to apply for their loan directly from Liechtenstein without private credit checker, instead of trusting windy advertising slogans.